Why Banks Won’t Make You Money

Why Banks Wont Make You Money – Because they Don’t Understand Money!

A bank is like an umbrella for a sunny day. In other words they’ll only lend you money provided it is not likely to rain!

Most bank managers have never run their own business yest give advice to people who do. Surely that’s like taking driving lessons from someone whose never driven a car! Yet still people go to banks for advice only to be told that their business idea won’t work – form someone who has never run a business! There’s a pattern emerging here.

Then, the demotivated and destroyed individual takes the advice from the bank and decides that he or she are better off working for someone else as they are obviously no good at business because the bank manager said so.

My Bank Manager Comes to me for Advice – About Action Man and Other Dolls

Recently my bank manager told me that he had moved house and was finding the whole situation stressful as he had the obvious expense of moving and his wife had also insisted that he take her on holiday – more expense. However, and here’s the interesting (or weird bit) he then told me that he had over £200,000 worth of dolls!! Yes bloody dolls! He all of a sudden became alive and excited telling me about his collection of toys, some not even out of the box, that he has collected over the years and that are now worth a fortune. Apparently he has one action man figure that is worth about £20,ooo on it’s own!

“Why don’t you sell the toys , pay off your mortgage (or a huge chunk of it) and have a holiday with your wife?” I asked him. “I couldn’t sell them”, he replied. “why not?”, was my response? “Because they’re worth a lot of money”, he replied.

“Ok”, I said, “lets get this straight. You have just moved house and you are concerned about the cost of the new mortgage and your wife wants a holiday, but you don’t have the money. But you have a house full of toys worth over £200,000 which if you sold would mean you had little or no mortgage and a lot of cash in the bank to invest in whatever you want, including the quality of your life?”

“What do you actually intend to do with the toys?” I asked. “Don’t know. Probably sell them or leave them to my children I suppose, but I hadn’t really thought about it.”

“Ok”, I said, “I get it. You want to keep these old toys for your grown up children who probably wont play with to them. What do you think your children will do with them?” I asked. “Probably sell them to pay off their mortgages o they don’t have any money worries and go on holiday,”

I am pleased to say that my bank manager has now sold off his toys, paid off his mortgage and has taken his wife on holiday.

Just think about this final point. If bank managers are supposed to be so good at advising you about how to run a business and make money – why are they all working for someone else – the bank?

I’ll leave you to draw your own conclusions.

If you want advice take it from someone who has actually done it.

Mark Dawes


I am the Director and National Coach Tutor of NFPS Ltd., a specialist provider of Conflict Risk Management Consultancy and Training with specific expertise in Physical Restraint, Breakaway and Self-Defence. In addition to providing training, advice, consultancy and guidance on the physiological aspects mentioned above, we also provide training in NLP, Hypnosis and Meditation as these skills combined provide a holistic way to improve our psychology. By helping people improve both, their physiology and their psychology, we provide a complete and holistic approach to training and development.

Tagged with: , , , ,
Posted in Business

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Error: Twitter did not respond. Please wait a few minutes and refresh this page.

Enter your email address to follow this blog and receive notifications of new posts by email.

Join 36 other followers

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 36 other followers

%d bloggers like this: